Payment Gateway
Generates authorization messages, sends and receives transactions according to the International Payment Systems' requirements (VISA, MasterCard, etc.).

Fraud Monitoring
Provides transactions filtering according to preset parameters that prevent Internet-related credit card fraud. This module serves as a primary shield preventing "bad" authorization requests go into the acquiring bank's authorization system.
The following are basic filtering parameters:

• PAN, CVC2, Expiration Date;
• IP-address;
• e-mail;
• region by BIN and cardholder's address;
• maximum transaction amount per card/website;
• number of transactions per one cardholder;
• number of transactions per one card per day;
• authorization frequency;
• matching with black-list and suspicious tables.

Chargeback Control
Controls the allowed level of chargebacks per MID by automatically blocking authorizations and/or settlements, and alerting the merchant and gateway administrator.

Billing

• Registration of merchants and their websites.
• Generation of virtual accounts for the merchants.
• Online calculation of transaction volumes, commissions and fees.
• Access to transactions statistics and administrative tools.

Transactions Management & Statistics

• Different levels of access to statistics information.
• View of all details on different types of transactions.
• Search functions by any parameter for any period.
• Tools for presetting the settlement period,
• Manual settlements and refunds functions.

Reporting

• Reports on different types of transactions, cardholders, etc. for any period.
• Merchants financial statements.
• Import of reports into excel, pdf, html, xml formats.

Internal Messaging System
Internal message exchange between the merchants and the support team, trouble ticketing.